
Get Funding For Your Business. Easy
Your One-Stop-Shop For Easy Business Funding
Get the financial boost your business needs with our fast and versatile
loan solutions. Apply today and discover how we can help you reach your
business goals.
SAME-DAY FUNDING
APPROVAL WITHIN 24 HOURS
MINIMUM 500 FICO
How It Works?
Check Out These Clear, Simple 3 Steps to Securing Funding For Your Business
Apply Online - It Takes 2 Minutes
Complete our online application form in less than 2 minutes, hassle-free, and take the first step toward securing your funding.
Upload Your Last 3 Bank Statements
Upload your last 3 bank statements so we can quickly review your application and approve your loan request without delays.
Receive Funding The Next Day
Our underwriting department will review your business details and statements the same day, once approved you will receive funding the next day

OUR FUNDING OPTIONS
Find the Perfect Loan Solution for Your Business
At SMB Funding, we understand that businesses change and grow. That’s why we offer a variety of loan solutions to support businesses at every stage of their journey.
Line of Credit
$20k - $3m
Term .................................... 12 - 30 months
Annual Rate ................... From 8.99%
Payments ........................ Weekly/Monthly
Min Credit Score ......... 620
Long-Term Loan
$50k - $3m
Term ........................................ 36 - 120 months
Annual Rate ........................ From 5.99%
Payments ..............................Monthly
Min Credit Score .............. 650
Working Capital
$10k - $3m
Term ......................................... 1 - 24 months
Annual Rate ........................ From 13.99%
Payments ............................. Daily/Weekly
Min Credit Score .............. 500
We Fund (almost) Every Industry
Empowering Businesses Across Diverse Industries with Flexible and Customized Funding Solutions
to Drive Growth and Success
At Capital Spark Funding, we pride ourselves on providing customized funding solutions tailored to the unique needs of businesses across a wide range of industries. From restaurants and retail stores to healthcare providers, manufacturing firms, and beyond, we understand that each industry comes with its own challenges and opportunities.Our expertise spans diverse sectors, allowing us to offer specialized funding options designed to meet the demands of your specific business environment. For instance, we help restaurant owners navigate seasonal fluctuations with flexible working capital loans and empower manufacturers to scale operations with equipment financing. Whether See all industries it's bridging cash flow gaps, supporting expansion efforts, or covering unexpected expenses, we ensure that the solutions we provide align seamlessly with your goals. What sets us apart is our tailored approach. We don’t believe in one-size-fits-all funding. Instead, we work closely with you to understand your business, industry dynamics, and future aspirations. Our team leverages deep industry insights to craft funding packages that address your immediate needs while positioning your business for long-term success. No matter the industry, our mission remains the same: to deliver fast, reliable, and customized financial support that helps your business grow and thrive.
Capital Spark Funding Blog
Insights, Tips, and Success Stories to Help Your Business Thrive

The Ultimate Guide to Securing Funding for Your Small Business in 2024
Securing funding is a critical step for small businesses looking to grow, innovate, or simply stay afloat in a competitive market. As we move into 2024, the landscape of business funding continues. read more

Understanding SBA Loans: A Pathway to Growth for Small Businesses
For small businesses looking to grow, securing financing can be a significant challenge. Traditional bank loans often require strong credit scores and substantial collateral, which many small business. read more
Top 5 Alternative Funding Sources Every Entrepreneur Should Know
For many entrepreneurs, securing traditional financing through bank loans or venture capital can be challenging, particularly if they lack a strong credit history or established business track record. read more

10 Common Mistakes to Avoid When Applying for a Business Loan
Applying for a business loan is a significant step for many entrepreneurs seeking to grow their businesses, manage cash flow, or invest in new opportunities. However, the process can be challenging. read more

About Capital Spark Funding
At Capital Spark Funding, we specialize in providing fast, flexible, and reliable business funding solutions tailored to small and medium-sized businesses. Our mission is to empower entrepreneurs with the financial resources they need to grow, thrive, and achieve their goals. With a commitment to transparency, competitive rates, and a seamless application process, we’re here to support your business every step of the way.
Keep in Touch!
Reach out to us anytime and we'll happily answer your questions
Phone: (305) 814-1684
